Don’t know if it counts as sticking it to the man, but I adblock everything. Seriously, Ive got adblockers on my adblockers. Ive been adblocking for so long I don’t know what to buy anymore.
I’m sitting here in my empty house surrounded by my bags of money I don’t know what to spend on. Send help.
Same. I also treat cookies like a virus…no, no, and no again. Though I think my days are limited with that, a lot of websites now saying accept cookies or pay. I’ll give up the interwebs before I accept trackers.
For articles which won’t let you disable cookies there’s usually an archived version somewhere. Or you use some current alternative to 12ft. Or you ask an LLM to summarize the URL.
12ft ladder has never worked for me, unfortunately. :/
Check the Firefox plug-in called Web archives. It helps you archive web pages and it helps you find access to archive web pages. It’s pretty useful.
Instead of manually denying cookies, you can deny all cookies and whitelist the sites you trust.
Edit: also note - websites that give you the ‘option’ to opt in or out may not have the same opinion on what cookies are ‘optional’ or ‘mandatory’. Several don’t even do anything and are just there to look compliant.
Absolutely agree. Site owners only get fined if someone reports them. The regulators aren’t actively scanning sites to ensure compliance.
And how do I do that?
To be blunt (but not to be mean), RTFM or google it. There are lots of ways to do it, and it all depends on the capabilities of your devices, OS, browsers and whether or not you want to use apps to manage it. And again, I’m not trying to be mean, it’s just that the question has the same effort as “how do I make food?”. I could give you the most gourmet answer and it may not help.
But to answer as simply as possible: Most browsers can do cookie whitelisting out of the box. Just be aware that it doesn’t prevent cookies outside the browser or outside the device - so if you have (for instance) a smart tv, you’ll need other solutions. And the solutions snowball from there, so I will leave it at that.
I don’t know what to buy anymore.
I have a problem where because I’m so hard to advertise to between adblock and premium subscriptions, that I am usually very out of the loop on what movies and TV shows are coming out
The biggest ones usually make their way into the news or Lemmy somehow, but there’s definitely a lot I’m clueless about until I see them pop up streaming somewhere a couple years later
Just visit Rotten Tomatoes once a week or so
At least, by then, you know how many seasons you’re getting into, eh?
cries in Firefly
I have this same problem! Friends will mention a film they’re about to see and I’ve literally never heard of it, and they very much act like I should have 😂 I do feel like I’m missing out on important information, but I’m still not turning ad blockers off.
Send money to me. I will dispose of.
In addition to this every device I use has an always on vpn
After pushback, I switched over to ad nauseam (which still blocks via UBO). Not sure how effective it actually is for the click part (considering it also catches related things, some YT recommends, share buttons, definite non-ad things in search etc) but it says $1.8K (I have it set between ‘sometimes’ and ‘always’).
You should try picking up some
I joined a union and organized the election of a workers council at my workplace.
Union dues are 1% of my salary.In the past 5 years, we managed to enforce:
- the right to work from home
- 20% pay for the time spent on call after hours, plus 1 day paid vacation for each week you’re on call (so I now have 42 days + unlimited sick days)
- a company car for on call duty, which you’re allowed to use privately, too
- work phones for every employee (instead of having to install the company MDM on your private phone)
- convertible desks for everyone
- and a substantial pay raise
This post was about little things, no need to show your gigantic balls here.
Sorry for the misunderstanding.
It began with a little thing, simply writing an e-mail to the union, and kind of grew from there.All good man, I just wanted to point out how impressive what you did was. You didn’t just stick it to the man, you went Vlad the Impaler on his ass.
When I buy from a small business that I want to support, I will use cash. When I’m buying anything from a large company, I will always use the fanciest credit cards in my wallet.
In the United States, credit card processing fees are more expensive for fancy rewards credit cards and obviously there’s no fee for cash.
That’s why nobody takes Discover or Amex. Their fees are higher than Visa and Mastercard.
amex is taken in 9 out of 10 places when I use it. it’s usually small places that don’t take it
I literally cannot think of any places that don’t take Discover.
Hmm go figure your mom gives me a hard time about it every time.
It’s the most-commonly rejected card. It has high fees without the clout of Amex. Amex customers are typically pretty wealthy and places will accept them because of their high-roller status. But Discover doesn’t have that going for them, so there’s less reason to accept the card.
Where you’ll find it rejected most often is small shops and government agencies.
For instance, my career has been in government, and no organization I’ve worked for has ever accepted Discover. We aren’t allowed to “profit” from our fees, so we have to include credit card processing in the adopted fee schedule. But since we can’t profit, we have to set the fee at whatever Visa and Mastercard charge. That extra 1 or 2 percent Discover charges can be millions for a large government (large city, statewide agency, etc). So, agencies simply don’t take Discover (and frequently AmEx, though they’ll sometimes negotiate).
Large retailers are able to negotiate better deals with Amex and Discover, but for smaller shops it just isn’t gonna happen. And that 1-2% (of the total charge) extra taken by the card processor is huge when your margins are small.
Heck - even the Visa and Mastercard fees are a huge deal. When I worked in retail management, those fees were secretly the big reason we pushed our store-brand credit cards. It wasn’t the 80 dollar commission for the account the store got - it was that if someone used our card in our store, we didn’t pay the processing fee.
We’d give 2% in points back for using the card in the store, which was a great deal for us since we didn’t have to pay the 3-4% fee to the processor.
It is definitely not true that Discover interchange rates are significantly higher than Visa or Mastercard.
I’ve put below a list of the actual interchange rates for various personal Visa, Mastercard, and Discover cards types.
Debit:
- Visa Debit Regulated: 0.05% + 22¢
- Discover Debit Regulated: 0.05% + 22¢
- Mastercard Debit Regulated: 0.05% + 22¢
- Visa Debit: 0.8% + 15¢
- Mastercard Debit: 1.05% + 15¢
- Discover Debit: 1.1% + 16¢
- Visa Debit Prepaid: 1.15% + 15¢
- Mastercard Debit Prepaid: 1.15% + 15¢
Base credit tiers:
- Visa CPS Retail: 1.51% + 10¢
- Discover Consumer: 1.56% +10¢
- Mastercard Consumer: 1.65% + 10¢
- Mastercard Enhanced: 1.8% + 10¢
Rewards cards:
- Visa Rewards Traditional: 1.65% + 10¢
- Visa Rewards Signature: 1.65% + 10¢
- Discover Rewards: 1.71% + 10¢
- Discover Rewards Premium: 1.71% + 10¢
- Mastercard World: 1.9% + 10¢
Premium cards:
- Visa Rewards Signature Preferred: 2.1% + 10¢
- Discover Rewards Premium Plus: 2.15% + 10¢
- Mastercard World Elite: 2.3% + 10¢
You can plainly see that Discover tends to be more expensive than Visa but is cheaper than Mastercard. The only reason I could see that someone might refuse Discover is because Discover cards are all rewards credit cards that go into the higher tiers, whereas many Visa and Mastercard cards are debit cards which go into the lowest tier.
What is a regulated debit card?
A card which is subject to central bank regulations regarding the interchange fees which they are allowed to charge. According to the Dodd-Frank Wall Street Reform & Consumer Protection Act 2011, the Federal Reserve has the power to limit debit card interchange fees for debit cards issued by large banks with over $10 billion in assets. A “regulated debit card” issued by a bank subject to the regulation is therefore tariffed at the maximum rate allowed by the regulation, which is 0.05% plus 22 cents.
Thanks, curious about this too.
The small retailer I worked for didn’t take Discover. We took Amex though, because it was high-end and wealthy people love their Amex.
Editing to clarify, had to dash off before: wealthy people love their extra-thick Amex Black Card made of titanium or whatever, that we used to have to type in by hand because it would damage the old slide readers. So as long as we were taking those we took regular Amex cards too.
Amex is such a douchebag rich person flex. The credit card equivalent of a Laboubou collection.
Amex isn’t exclusive at all. Anyone can go apply for one and get one. It’s not special at all
It costs more for the merchant and cardholder. That’s why rich people flex with it. Because they can afford to pay more and cost others more for no reason.
Maybe more for the seller, I don’t know but the cost to me is… Nothing. Well the benefit to me is about 3% back on anything I buy. No fees. Just another cheap card.
The seller isn’t eating the loss. It’s all passed to us poors.
You both are so very close to the real selling point those fucknuts are frothy over their Amex black card: they get to cosplay as royalty, oppressing the poors with a simple gesture. 🤌🏼
There’s a queue at the guillotine for these people. It’s not as popular as the ones for “elected officials”, warmongers, fascists, or even longtime tyrants, to be sure —but it’s there. 🖕🏼
The Amex Black Card is the one I was starting to refer to, I got interrupted and decided to hit the button rather than elucidate further. Sorry. You can look up the requirements and benefits, it wouldn’t be good for me but for someone who travels a lot and throws big expensive parties it might. Or if they’re basically a corporation
anyone can get an amex. unless you’re talking about a platinum or black card? those have minimum spending requirements per year to keep them.
Yeah the black one
Lol what? It’s just another generic credit card.
It’s actually a charge card. You’re expected to pay it off every month.
No, mine is a credit card, not a charge card. They would love for me not to pay it off every month.
Got mine when I when I was living in a trailer park. What are you on about?
over here, the extra cost that comes from handling cash is enough that small businesses don’t want to take it. counting till every day adds up.
Surprisingly not in the US. If you make 100 sales a day of $20 each, then over a six-day week, you’d pay roughly $360 in credit card transaction fees (assuming 2.5% + 10¢ per transaction which is average). If you instead spent half an hour a day counting cash in the till and then half an hour at the end of the week to go to the bank, that’s about $98 in labour cost (assuming a labour cost of $28 per hour, which is roughly $25 per hour in wages and $3 per hour in tax), so the savings are $262 per week, which is not insignificant.
yeah that 10¢ is 10x our transaction cost.
Banks also charge for cash services, many business accounts may just include it in the price, but someone has to physically count, collate and move around the cash, often with security. There are costs for running a computer system, and costs for using cash that businesses have always paid. Some small businesses definitely do not understand that, but cashless can be cheaper and safer depending on your country and quality of banking services.
I can’t comment on the situation in other countries, but in the US, in the majority of cases, it’s cheaper for businesses to take cash. In the US, the first few thousand dollars of cash deposits are typically free every month. Beyond that, pricing varies. My bank charges 0.35% on cash deposits, which is considered quite high, though it works out to only $42 per week in my example above. The credit union I have my personal accounts with charges 0.15%, which would be $18 a week.
The cost of labour has already been factored in and it still results in savings. The cost of security is comparatively negligible. A $300 safe is a one-off purchase that pays for itself in a fortnight.
I used to do that, but here (Australia) passing on surcharges has sadly been normalised, and during covid heaps of businesses went cashless.
The salt in the wound is that there’s not really any reason for businesses to push payment gateways for a better deal. They don’t give a shit any more as they just pass it into the customer.
Some American states (not mine) have banned surcharging for credit cards in response to consumer backlash. But what’s not banned is marking up everything by 3% and then offering a 3% cash discount.
I’m nice to others.
“The fundamental weakness of Western civilization is empathy.” - Elon Musk
That’s how you know empathy is important. It apparently affects the rich’s bottom line. Plus, you know, if you have a brain, empathy is just a given…
Push Nestle and Goya products way back in the shelf / turn them around / grab non- Nestle/Goya equivalents and put them in front of the Nestle/Goya shit.
Goal is to make their products less visible to other customers.
That is godlike, not small!
This is my favorite comment so far.
I don’t remember the last time I saw an advert.
Like, genuinely, I get politely confused when people talk about them. What do you MEAN you’re not adblocking everything? What do you MEAN you still use a service if you can’t adblock it? WHAT DO YOU MEAN you paid for YouTube?
My wife is a software developer who doesn’t use Ublock or Revanced and I’m so confused.
Has she ever given a reason?
I second this
I aggressively block ads, but being a server admin, I still have to see ads frequently when in a customer server and I have to browse for anything. I hate it so much.
Boss makes a dollar, I make a dime, thats why I poop on company time.
Oh I do way more than that.
“Shit on Debra’s desk!”
I’m doing this right now!
deleted by creator
That’s a rule that every citizen should follow.
Never take a bathroom break on your break. Always always always on the clock. At the very least, it’s not a break, otherwise. ✊🏼
I mute commercials.
My kids an I make farting noises over them.
Also fuck liberty mutual for their vast ad campaign
Living Spaces is the one that drives me nuts with the woman singing at the end. Plenty others are horrible, but that one in particular just hits a nerve for me.
I see, you must not have heard the Kars 4 Kids commercials before. 10x more annoying than the little Living Spaces jingle. :)
I love doing this.
I mute live sports, mainly American football.
I’ll pay the extra football package price, but you couldn’t pay me to listen to the play by play.
And I might pay a bit more to hear the crowd noises isolated, with ref announcements, if it was offered.
I distinctly remember that the NFL tried that out once, where they broadcast a game with no announcers. My Dad and I thought it was amazing, but evidently we were far and few between as I recall they only did it the one time.
What I really don’t understand is how they end a football game and then have to sit around for 20 mins rehashing the game they JUST SAW…
“Remember that time the guy caught the ball and then ran?”
“Oh yeah, that was like 10 whole mins ago.”
“That was so good.”
“Yeah.”Now, imagine that last bit but in attention-span-segments of random “highlights” during the game …with several different instances of this bullshit grouped every 10ft or so within a ~500sq ft area, along with several TVs pointed inward at largely arbitrary angles and each set to combative volumes…
I fucking hate “sports” bars. 🤬🤮🤬
My wife and I have recently started muting the tv and streaming local radio announcers for the team. SOOO much more enjoyable.
I’ve been saying this forever! I HATE the pointless idiotic commentary. I would gladly pay a premium to nuke that shit.
I investigated writing a plugin (maybe for plex or jelly fin?) that would filter out the commentary audio, did a little proof of concept on a recorded clip that worked, but then realized that fleshing it out and doing it for a live stream would be a ton of work. Which means I wouldn’t have time to watch football on mute.
Y’all are seeing commercials? 🏴☠️
this just takes more active attention though…why not just watch stuff without ads?
I ride my bike everywhere. Don’t buy gas, need no license or insurance, can’t be tracked easily, no parking passes, and I can go where the fuck I want.
Bike is the ultimate freedom vehicle
can’t be tracked easily
…um. 😅😶
no insurance
heh. 🫣 not your fault, mostly.
I can go where the fuck I want.
For now…
I pirate my media. The way I see it, I will pull one over on any company I can get away with that would absolutely swindle me given the chance.
You mean you don’t want to give the fascist David Ellison any money?!? Me either :)
Where do you start?
!piracy@lemmy.dbzer0.com (inaccessible from lemmy.world due to the instance’s anti-piracy policy)
Is that community blocked on .world? Can’t find any certain info on that, only the list of blocked instances — but Voyager doesn’t show anything in that community.
Oh lmao, I forgot about the fact that they blocked it. Should’ve mentioned it.
We’re here, and .world can get fucked anyhow. 🥰
We buy almost nothing new except consumables. I could spend an hour, probably two, showing you around our house and pointing out all the things I made, found on the road, bought used or was given, etc. Our vehicles are 2002, 2004 and 2014.
Not sure we’ve ever bought Christmas stuff. Our house is lit up like none other on the block this year. Wife toted home a milk crate packed with lights the other day, free. The nice tree in the living room? No idea where it came from, sure didn’t buy it at Walmart.
Tried a new coat today my wife got for $1, had to cut the tags off. Damn it’s soft and warm! Had to make myself stop buying shoes and clothes at the thrift, have way too many.
Just got done making my own soap. Still not curing for some reason. :( Got some borax and will try making my own laundry soap next.
This year I grew loofa sponges. Got at least a year’s supply of scrub pads, kitchen and shower, won’t spend a dime on that shit. I’d have a 3-year supply, but made mistakes learning. I’ll grow next year and probably skip a few years after that harvest. Also, the seeds sell for $5/20 on eBay. I have hundreds, if not 1000+.
That’s super cool, respect.
Hey got any ideas for vinegar? I haven’t searched it online but thought I would ask because its my ultimate cleaning solution
If my early homebrewing days taught me anything, it’s that vinegar is so easy to make you can do it by accident.
I make kombucha vinegar, it’s basically get a vinegar mother and feed it.
Apple vinegar is super easy to make https://www.youtube.com/watch?v=9bupAhuvnb0
I feel like you should probably know where the tree in your living room came from? Did you steal someone’s tree?
Don’t be an ass.
Torrenting and seeding, if i had more storage i would seed for the Anna’s Archive
I work in ads and I use ad blockers.
I couldn’t stomach working in marketing. Hats off to you. I took a marketing class in college, just felt icky.
I do my best to only promote to keywords with high intent. So people who search for words with the sole purpose to purchase. I avoid doing ads to people who wasn’t looking for someone.
This help me sleep at night.
Gross…
You literally couldn’t pay me enough money to do what you do, and you should feel bad for doing it.
I literally hate ads. I have a adguad at my house that blocks everything and I use a VPN. Because I’m in the industry, I know what they do. Its awful what they are capable of.
I do the same as @jaschen306.
Probably not the same life story, but I started as a Neuroscience PhD escapee (I was pressed by my supervisor to p-hack our results) and at the time, around 2012, this was an easy career to shift to from a scientific background.
I work more specifically in tracking implementation, and you should all become aware that for one year the ToS for the Google Marketing Platform have now allowed the use of browser/device fingerprinting for user identification aimed at remarketing, etc.
I am trying hard to go in-house at a company to work in BI, which is something I would be able to do, but not at the level of other people, since the marketing industry has accepted rejects like me setting the bar very low in order to have an army of people feeding Google and the others people’s data.
But the alternative for me is to be jobless AND careerless.
I suggest companies to evaluate Plausible and Piwik Pro as a solution, but the people they are as marketers have stopped being marketers more than a decade ago, they are just inside jobs planted by Google et al., and they regularly disregard the alternatives.
What’s “BI”?
Business Intelligence
Fair
I peer pressure many of my friends into using adblockers and other tech stuff that gives them more agency.
Something that I’m especially chuffed with is that a I actually caused a friend to switch to open source software for scientific research. She’s doing a psychology PhD was getting frustrated with the online experiment setup on the no-code experiment builder she had been advised to use. The platform didn’t allow her to input the experiment parameters she needed and she was complaining to me, and so I had a gander at it, out of curiosity.
I expected there’d be some documentation showing how to use the experiment builder, but there was nothing I could find. Everywhere I looked, there were just more sales pitches. It seems that my friend was only using it because the university had a license for it.
I exclaimed that the lack of documentation and features was ridiculous, given that there’s almost certainly an open source equivalent that does more, is free, and almost certainly better documented. I said that flippantly, but then went and researched that. I showed her a few different options and she ended up going for one called PsychoPy.
As one might be able to gather from the name, that’s not a no-code experiment builder, but rather one that uses Python. However, for my friend, this was a feature, not a bug; although she didn’t already know Python, she was keen to learn — “what’s a PhD for if not to learn how to do actual science?”.
I found it quite affirming because I don’t know if she would have had this thought if not for me. I’m very much a jack of all trades, master of none, due to having many different interests and being spread relatively thin between them. I’m a better programmer than the majority of scientists in my field that I’ve known, but probably worse than most people who actually write code for their jobs. However, gaining expertise in the more computery (and in some cases, philosophical) side of science makes me feel like I’ve “diluted” my scientific expertise compared to my peers. It’s nice that this problem was one at the intersection of my knowledge areas.
NGL, that’s sexy AF justice. 🥰✊🏼
I have never paid rent or utilities or electricity.
Currently live off grid on land I own using solar power. We have all electric appliances. Generator uses propane but only use it 1-2 times a year so it’s rare to refill the tank.
The dump is only a few dollar when we take our trash (under $10) every few months.
Self host on a NAS, have home assistant that helps a ton with power monitoring and control.
My goal in a few years is to provide almost all my needs from my own land. Food, water, shelter, power, etc.
Thats crazy!
Don’t you still pay land tax though?
Yes there is a land tax, but it’s quite low.
I am deeply jealous
It truly is a ton of work every day.
How does one own land? I want
Land can be bought everywhere in all price ranges. The real hurdle is whether you can legally live there or what requirements there are, due to zoning and building codes.
I think the easiest way to get a self sustaining home with as little legal issues as possible is to buy an already legal home with the grid connection, but then just don’t use it.
If I were young and single again, I would look into auctions of derelict farms. Tear down the old building and instead build a small totally legal connected up to code cabin with water, waste and electricity connection. Then use the rest of land to do whatever actually interest me, while complying to the bare minimum of legal requirements for that land.
There are a few counties around the US that have zoning laws that let you live in an RV or build alternative houses such as adobe, earth bags, shipping container homes, earth ships, or even shed to homes.
I did tons of research and picked a county. Then I drove around and talked with realtors until I found the right one that understood what I plan To do. this guy was awesome and directly took my to my dream land. It was 6 times more land than I expected to buy, and the price was amazing. We bought it immediately.
After buying the land, I bought a $3,000 RV (needed a ton of work) but it’s home until I build my adobe home. Spent the last year collecting supplies for the house, even found 5 new windows for just over $100. Always looking for deals. Also found solar panels super cheap $45 each for 250W panels. Bought a ton of those for the house later.
It takes a lot of determination to push yourself to go outside and work for yourself, but also a way to have an income in the middle of nowhere. We do ok. But I know things will only get better as we settle more here.
…but also a way to have an income in the middle of nowhere.
Wait. What? Did I miss where you described said “way”?
There’s many ways, I have multiple income streams from several places.
Here are a few examples of income ideas:
Sell online
YouTube or twitch, only fans?
Do odd jobs for neighbors and the community
Sell at local swap meets, fairs, art shows
Air BNB
Sell eggs, meat, animals
Sell homestead tutorials, courses, online or in person
Remote teaching
Remote work, telemarketing
There’s tons of ways to make money from a homestead in the middle of nowhere.
I’m not asking for an ELI5 conceptual summary, friend. 🙄🤦🏼♂️
I do half of these and my neighbors do several of these too. What do you want? Want me to explain every dollar I make? Thats too personal.
You can buy 40 acres in Wyoming for like 30k…
Yeah. Because it’s Wyoming. 🤢
🤣 it is basically just desert.
