There was some significant flooding in my area several years ago and a lakeside house a few miles from my hometown ended up being lifted off it’s foundation and carried into the lake. The owners, even though they lived next to a lake, did not have flood insurance. So the house sat there for a long while until it “mysteriously” burned down. It was interesting to me that it was left there as long as it was because this was a pretty nice area with a bunch of nice/expensive houses.