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Joined 10 months ago
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Cake day: October 6th, 2024

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  • A few years ago I made the choice to switch all of my purchasing from debit to a credit card. So far it’s been entirely the right decision for me. Besides the safety of never using my own funds directly, I earn points and perks on my purchases.

    Disclaimer: I pay the card off completely every month so there are no interest charges, and it’s resulted in both my credit rating and available credit skyrocketing far more than I’ll ever need. Comforting for emergencies.