Pepsi is WAY sweeter than Coke.

I went with the Gerber Viper as the second best unit under $1000 but cheaper than the Toto. It’s so good I just ended up replacing my other toilets with the same model.

First one, then the other.

This is incorrect, the US has large deposits of Rare Earth metals, such as the Mountain Pass mine in California.

It would need to be $1.05 now.

Have you ever tried to setup a development environment in Windows? Windows fucking sucks for development unless you’re committed to handing over wads of cash for a VS license, and even then it’s really only good if your okay using a bunch of proprietary MS stuff.

It’s just a larger risk pool made up of other insurance companies. When you have a home insurance policy, you’re entering into a risk pool with everyone else in your policy that’s essentially a hedge against some catastrophic loss, everyone in the pool pays for each loss and it spreads the burden out, rather than a single member losing their home or going bankrupt.

For the home insurance example, when you have insurance companies that cover risk pools in one geographical area, especially smaller agencies that are regional, they have to hedge against the risk of a catastrophic loss so large the risk pool can’t cover it (like California wildfires) So they enter into an even large risk pool with other insurance companies.

This chain can actually go on for a while with several layers of reinsurance.

So while you do hire a company to manage the risk pool, really the risk is divided amongst the members/policy holders in the pool.

Yes, it’s called reinsurance.