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Joined 1 year ago
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Cake day: March 30th, 2024

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  • That depends on when you’re retiring. The money is running out, period. The fact that its running out in the 2030s isn’t news (the article even states this hit to SS only changes things by a year), and that payments will be reduced is true. But a 50 year old will get that radically reduced rate, but get something. A 20 year old really doesn’t have that guarantee, especially with how freely the rules can change by the time they hit retirement age.

    We’re at the tipping point, so of course there’s a lot of upheaval about it, but there really hasn’t been a definitive plan (let alone a good one) on how to change this predicament so that resting on “you’ll get something” seems optimistic at best.


  • The clarify, they said to get rid of all that stuff from OTHER peoples devices. The point being that you’re not the weakest link in this chain.

    To illustrate, I have a phone number for less than a year that maybe 20 people have. All friends and family. I still had a sales call on it who was targeted and addressed me by name.