• King_Bob_IV@startrek.website
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    7 days ago

    And is irrelevant to the text above? They said their insurance went up not that their credit score changed.

    • Passerby6497@lemmy.world
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      7 days ago

      Wanna take a guess at one of the factors in how much you pay for insurance premiums in most US states?

      For people with poor credit, buying a house can be challenging — and expensive. Once you find a lender that’s willing to offer you a mortgage, you’ll probably have a higher interest rate than someone with good credit. And you could also pay significantly more for homeowners insurance.

      A NerdWallet rate analysis found that a person with good credit would pay $2,110 per year for homeowners insurance, on average. But in most states, someone with poor credit would see an average premium of $3,620 per year — over 71% more.

    • Lovable Sidekick@lemmy.world
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      6 days ago

      I was replying to OP saying, “Also, your credit score drops if you pay all your debts,” not the item they quoted.